There are lots of reasons consumers call on Tri-County Appraisal

Every year, thousands of people in New York purchase, sell or refinance their home. A lot of these transactions involve a simple line item for an appraisal. And even though there are an increasing number of automated home valuation methods that may appear to be cheaper than an appraisal, almost all lenders still need a local expert because the stakes are incredibly high. But is obtaining a mortgage the only reason to get an appraisal? Are there more times when the services of a licensed, independent real estate professional might come in handy? You bet there are.

For real estate appraisals in Watertown and Jefferson County, it's easiest when your order online from Tri-County Appraisal, just click here.

Let Tri-County Appraisal help you challenge your tax assessment in Jefferson County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Tri-County Appraisal is your best evidence. At Tri-County Appraisal,we can assist you in disputing your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an additional insurance policy that almost all lenders ask buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the property. This additional payment is often lumped into the monthly mortgage payment and is soon forgotten. This is bad because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

Tri-County Appraisal will give you a statement regarding the value of your home, and the price you paid for the home valuation can usually be recovered in little time because you'll no longer be paying the PMI.

An appraisal from Tri-County Appraisal will help you settle a divorce with less stress

A divorce is a very heartbreaking experience for the parties involved, and it is often even more complicated by the troublesome decision of who maintains the home. Regardless of the circumstances, it's a good idea to order an appraisal from Tri-County Appraisal so both parties are fully aware of the true market value of their home.

The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with help from Tri-County AppraisalSettling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Tri-County Appraisal can help you with relocating to or from Jefferson County

Employee relocation is a real pain. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, along with information regarding any recent sales or listings in their area that they want considered during our intensive process.

Let Tri-County Appraisal help you sell your home quickly at the right price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.